CROSS-BORDER PAYMENTS · PUERTO RICO & UNITED STATES

Fast. Secure. Borderless.

Cross-border payments for eligible businesses in Puerto Rico and the United States that need faster settlement, lower cost, and a simpler workflow. Receive international payments through regulated backend infrastructure, with settlement directly to your own business account.

Minutes
not days — no correspondent bank delays
Your account
funds land directly, no intermediary balance
$0
monthly platform fee, no minimum volume
Your Title Connection, LLC — first title company in PR approved for crypto closings
Settlement via licensed, regulated backend providers
Corridors live to Dominican Republic, Colombia & Mexico
WHO IT'S FOR

Built for businesses in Puerto Rico and the United States that send or receive money across borders.

"You lose time and margin every time a client pays by wire."

Export Services & Consultants

Invoice international clients without losing margin to wires and FX spread.

"Retainers from abroad take a week to clear — if nothing goes wrong."

Law Firms & Professional Services

Collect retainers and fees with a simpler settlement workflow.

"A slow wire can put a closing at risk."

Real Estate & High-Value Transactions

Support closings involving international buyers — including U.S. investors relocating under Puerto Rico's Act 60 tax incentive — with faster, simpler settlement to escrow or title accounts.

HOW WE WORK TOGETHER

Two ways to work with Digipagos.

Choose the level of independence that fits your business.

01 — MANAGED

Payment Orchestration

"We connect you to a regulated payment partner and manage the relationship."

  • You refer transactions, we route them to our regulated partners
  • We help coordinate onboarding and support
  • Hands-off, managed experience
Best for: businesses that want a managed, hands-off experience
02 — INDEPENDENT

Self-Custody Setup

"We help you set up and control your own account — full independence, full control."

  • Your own account, your own keys
  • Your own direct compliance relationship with the provider
  • We handle setup and walk you through it
Best for: businesses that want direct control, no intermediary
HOW IT WORKS

Four steps. The client flow stays simple.

01

Open your own account

Your business completes onboarding directly with the regulated provider — your account, your control.

02

Client sends payment

Your international client pays in fiat or stablecoin.

03

Funds convert instantly

Payment is deposited and converted for fast, secure movement.

04

Withdraw to your bank

Convert back to USD and settle directly to your own business account, on your schedule.

Regulated backend partners Funds settle directly to your own bank account No monthly platform fee No minimum volume No crypto experience required
COST COMPARISON

See how much you lose today in wire fees and FX spread.

Drag the slider to your typical payment size.

PAYMENT AMOUNT
$100,000
$10K$500K$1M
TRADITIONAL WIRE (EST.)
$1,100 – $3,200
Wire fee + FX spread + correspondent bank fees
WITH DIGIPAGOS
$800
Estimate only — final rate set by the regulated provider and corridor
Estimated savings on this payment $300 – $2,400

BEFORE YOU APPLY

Compliance note: Digipagos is a technology and referral platform. We do not custody funds, process payments, or act as a money transmitter. Custody, KYC/KYB, and settlement are handled directly by regulated third-party providers.

Digipagos es una plataforma de tecnología e intermediación. No custodiamos fondos, no procesamos pagos ni actuamos como transmisor de dinero. La custodia, KYC/KYB y la liquidación son gestionadas directamente por proveedores terceros regulados.

GET STARTED

Tell us about your payments.

We'll follow up within one business day.

By submitting, you confirm you've reviewed the compliance note above.

No commitment. We'll walk you through the setup.

Thanks — we've received your details and will reach out within one business day.